Essentially, it is important to keep a balanced budget in order to manage your finances efficiently. The management process requires accountability, whereby you check receipts of all the purchases made as you try to consolidate all your money. To make your work easier, you can use money management software to eliminate all the paperwork. The software records your weekly, monthly or annual expenses, and it reflects your net worth. Notably, Quicken have consistently produced accounting software editions that have been in use for several years. Currently, the company has Quicken Starter Edition 2015, which an improved version of the earlier editions.
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Introduction to Quicken Starter Edition 2015 Money Management Software
Quicken Starter Edition 2015 for Windows is software designed to help you manage your finances effectively. As a user, you synchronize your bank and credit card accounts to the software and then the software tracks all your income and expenses. The software uses the spending information to do a forecast budget. Consequently, the software tracks your spending progress on a daily basis.
Quicken Starter Edition 2015 Money Management Software Features
Notably, the Quicken Starter Edition 2015 segregates your expenses in various categories. It highlights any Large Deposit made into your bank account. In addition, it has an Over Budget feature than warns you when you spend amount that exceeds your previously budgeted amount. The software compares your previous spending, and it has a High Spending feature that shows you how much money you have used that exceeded the normal spending. Moreover, the software has a Fee feature that classifies all the bank charges and other transaction charges.
The software has Auto and Utility feature that categorizes your spending. The software has a mobile application that supports iPhone and android phones. You can, therefore, manage your finances when you are away from your PC.
Pros and Cons of Quicken Starter Edition 2015 Money Management Software
The Quicken Starter Software automatically downloads the income and expenses from the user’s bank and credit cards. Therefore, a user can access all the information in a centralized location. Further, a user can get specific details about the expenses, for instance, groceries and gas expenses.
Secondly, the money management software gives a budget forecast that can help you plan. For instance, if you exceed the forecasted budget of a certain utility, the software shows the deficit. Therefore, the software helps you spend money within your budget.
The Quicken Starter Edition 2015 software tabulates the day-to-day cash flows. In this regard, it helps the user make timely payments by checking the upcoming payments and paychecks.
However, despite the convenience of the Quicken Starter Edition 2015, the software does not transfer existing data from the other Quicken version. Therefore, a user has to enter the details manually, for example, bank account information.
Essentially, Quicken Starter Edition 2015 Money Management Software keeps a track of your spending and gives you a budget forecast that can help you manage your finances more effectively.